about us
Annuity Owner Mistakes Booklet “Annuity Owners Mistakes” was mentioned in “The Money Report” in The Detroit Free Press in 2002, and since then, hundreds of retirees haver ordered this powerful and informative booklet. I think annuities are a great way to make your money work but over the past 15 years, seniors have plunked BILLIONS of dollars into annuities (Variable Annuity Research and Data Service 12/31/01). Yet, in my work assisting people to prepare for and enjoy retirement, I find that many people do not understand the risk, rewards or the workings of their annuity! Yes, BILLIONS have been poured into annuities that the consumers do not really understand! In this booklet, I will point out mistakes to avoid and show you how to get the most out of your annuity. The potential mistakes can cost you and your beneficiaries a bundle. You’ll get an education and real understanding of your annuity, in PLAIN ENGLISH! Some of the topics covered: Is your annuity company giving you the best deal? Are you making this annuity mistake? IRS could take 50% of your annuity value! An annuity that rises with stocks? Annuities help reduce or eliminate the tax on your social security income.. For $50,000, get $5,244 every year! Annuities can help provide insurance for long term care. Please mail $1 to our address to obtain this must read if you own an annuity. Please limit one per household.
IRA Distribution Mistakes Booklet “IRA Distribution Mistakes” was mentioned in The Detroit News in 2004, and since then, many retirees haver ordered this powerful and informative booklet. I present this booklet after observing mistakes made by hundreds of IRA owners. Some people would like to create a 'stretch' IRA - the concept of allowing your beneficiaries to spread out the tax on the portion of your retirement dollars that you leave them. So, why is the stretch IRA doomed to fail? The answer is on page 3. Or how about people who think naming thier spouse and children as beneficiaries is the correct scenario? Read about the mistakes that can occur on page 6. Ever consider what investments should and shouldn't be in your IRA? The right choices can make a dramatic difference in your taxes - read about it on page 12. Some of the topics covered: Why you should never take more than required from your IRA. Why the stretch IRA may be doomed to fail. How Your IRA custodian may cause problems. Mistakes in selecting beneficiaries. Shelter your retirement money from estate tax. What investments should be in your IRA?...and more! Please mail $1 to our address to obtain this must read if you own an IRA. Please limit one per household.